Author Archives: shield

Learn Basic Car Maintenance

It’s amazing how many people get taken for a ride (ha ha) just by taking their car in for a basic service. A lot of people over think the modern technology of their car and believe everything the repair shop tells them. Modern cars really require way less maintenance, even though the basic concept is the same.

With all this power and amenities, most people forget or never knew that it is the same basic internal combustion engine used over a hundred years ago. And, electric and hybrid cars require even less maintenance than conventional automobiles! Learning basic maintenance about your vehicle can save you thousands of dollars over time and minimize potential breakdowns.

The three thousand mile oil change is a thing of past. If you’re still changing your car’s oil every three thousand miles, you’re wasting your money. You need to know what type of oil your car requires and the capacity. You need to know where the oil filter is located. Cheap oil filters will damage your car over time because they can take up to nine seconds longer to achieve maximum flow at startup. If you use one of those quick lube shops, make sure you know what type of oil they will use to refill the crankcase. Make sure you check the level on the dipstick before you leave the shop. Earlier I mentioned that you need to know where the oil filter is located, here’s why, some shops will not change the filter, but will charge you for one, if you mark the old one before you take the car for servicing, you’ll be able to verify that it has been replaced. Most of these shops lose money on the $29.99 oil change. A good quart of oil will set you back about five dollars, so if your car requires five, that’s twenty- five dollars, add the oil filter and you’re over the thirty dollar mark.

Now pay close attention. This is where you need to be up to date on your car’s maintenance schedule. The $29.99 oil change is a lure, it’s to bait you in and then double or triple charge you for a filter or drive belt or some other regular maintenance item you didn’t keep up with. We’re not trying to make everyone weekend mechanics, we just want car owners to read the owner’s manual so they’ll have an idea of what maintenance has to be done at the recommended mileage intervals. With that said, you tell me if it makes sense to take your new car in for the fifteen thousand mile service and be charged $400 to $600? What did they do to a car with only fifteen thousand miles besides change the oil?

You need to learn what maintenance items to consent to and what to say no to and still be assured your car is in optimum operating condition. A great benefit in learning how to properly maintain your car is also learning how to diagnose potential repair issues.

Article Source: http://EzineArticles.com/9949945

Best and Worst Times to Buy a New Car

Buy a car

It is not just enough to identify the dream car and save towards it. It is also necessary that you time your purchase appropriately. This is to save greatly on the purchase price and to also take advantage of some available offers.

We are quite experienced in this and that is why we decided to write this so you can be more knowledgeable in this area too. We are going to highlight and examine in detail the best and the worst times to buy a car.

The following are the best times to buy a car

1. End of Months and Years

All factors considered, the ends of the months are by far the most suitable for buying a new car. Study upon study have deduced that buying a car on the 30th or 31st of each month and the ends of the years such as 12/29, 12/30, and 12/31 are the best times. Buying a car at such times can save you a whopping 8.5% or more. You should, therefore, strive to time your purchase to coincide with these timings as closely as possible.

2. Special Holidays and Special Times

Other than end of months, special holidays and other special times also offer good opportunities for the purchase of a new car. These include the first of January, Halloween, Memorial Day, Back-to-school times, Labor Day, and Trade shows. This is mainly because most consumers worry about the gifts they give at such times. Cars are never in their minds. According to the rules of Economics, the prices of cars fall at such times owing to limited demand.

3. Just when an existing model is rendered obsolete

At those times when an existing model is rendered obsolete are also another perfect time to buy. This is because auto dealers will often want to dispose of their stock to create room for newer versions. So, they will often lower their prices in such a manner as to recoup their capital. Profit is never in their minds at such times. You are more-than-likely to spend less when buying a car of this kind.

Also, when a new car model hits the market, it is a good time to buy an older or existing model. The same case should also apply when a competitor has a new car on the market.

4. Car Dealer with Less Business

Not all car dealers are the same. Different dealers have different numbers of clients. Some have a higher client base mainly because of having been in business for so long. Others have fewer clients for the opposite reason: having been operational for a short duration of time.

According to the laws of demand and supply, higher demand translates into higher prices and similarly, lower demand translates into lower prices. It, therefore, follows that dealers with more business will usually charge more for the same make of car than those with less business.

To save yourself a great deal of money, you are advised to opt for the dealers with less business. They are mainly new entrants into the field of car sales. They are also found mainly in the rural areas or suburbs where demand for cars is comparatively low.

5. Low Seasons

Every item has its life cycle. There are moments of peak sales and moments of low sales. It is also necessary to factor such times while shopping for a new car. Generally speaking, December, May, June, September, and October respectively experience the lowest demands for cars. This is because it is at these times car dealers have less business and car orders. You will spend comparatively less on buying a new car at such times than at any other time.

The following are the worst times to buy a car

1. When a New Model is released

The worst time ever to buy a new car is when a new model is officially released into the market. You are, as a matter of fact, advised to wait for at least 2 months after a release before placing an order. This is for the sheer reason that newer models are in high demand. They are, therefore, priced more expensively than their subsequent versions. Moreover, they are not properly tested for road use and may possibly let you down once in a while.

2. Before the Onset of summer

Summer is undoubtedly the peak driving season. The weather and the visibility on roads are both at their peaks. Most people also spend much of their time outdoors as opposed to spring and winter. Because of these facts, the time just before summer begins experience the highest car sales. If you opt to buy a new car at such a time, you will definitely pay a huge fee as opposed to other times of the year. Buy your car earlier or later than summer.

3. After a Credit Inquest

In case you intend to purchase a new car on hire purchase or on credit, don’t do so immediately after a credit inquest. All dealers are by law required to screen their buyers to ascertain their credit worthiness before agreeing to lend to sell them cars on credit. In cases where they discover that you have been through an inquiry, they will levy higher interests due to the risks involved. That is why you have to wait until you have a favorable rating before embarking on a purchase.

4. When a Particular Car is in High Demand

The basic laws of Economics, as has already been stated, dictate that the price of a commodity increases with demand and vice versa. You should, therefore, shy away from those cars that are hot on demand. This is because you will definitely pay a premium. Instead choose those that are not that hot as you will pay less.

5. The beginning of Months, Years, or Weekends

Most people find time to visit auto dealers at the beginnings of the month, year, or weekends. This is due to their tight work schedule during the rest of the time. These peaks in visits to auto dealers create an artificially high demand which results in an artificial increase in price by the auto dealers. You are, therefore, advised against timing your purchase to coincide with these times.

We could go on and on and on if it were possible. However, the limited time and space at our disposal have only enabled us to discuss these few points. We do hope, though, that you have found our explanations satisfactory, insightful, and eye-opening. We now urge you to embark on finding your next car cautiously and using our parameters above as your guide. All the best in your search for your next car!

Article Source: http://EzineArticles.com/9975316

Buying A Vehicle Has Never Been Easier

Purchasing a car requires a lot of prior planning. If as the consumer, you are aware of your budget constraints, and all goes well and you find your dream car in the desired budget, there is no better feeling. But one does not have to give up on your car because of limited financial options. There are many options to explore. Here are just a few of them.

  • A personal loan: A personal loan is the cheapest way to buy a car. However, this means having good credit score. If this need is met, then any bank or finance lender will be able to give a loan. Make sure that valuable assets are not secured against this loan. This is an unnecessary risk.
  • Cash purchase: Cash purchase is just like it sounds. This is where you pay cash for the purchase. This could be sourced from a personal savings or checking account. This could also be as a result of money received through a settlement or even a retirement account. The advantage here, of course I there would be no debt or accrued interest. A cash purchase is generally the least expensive way to go.
  • Personal contract purchase: In this agreement the buyer makes lower monthly payments. However the total cost paid back at the end of the period will be higher than the original cost. Here, as opposed to getting a loan on the entire value of the car, a loan can be borrowed for the face value of the car at the time of purchase Vs face value at the end of period.
  • Credit card purchase: Credit card purchase is the safest way to purchase a car. This is because it comes with more security. As long as the payments are met, there will be no issues here.
  • Leasing: The last option is to lease the car. The manufacturer is paid a monthly cost for the car inclusive of maintenance costs. A ceiling of mileage usage is decided. At the end of the lease period, the car is returned to the dealer. The ownership remains with the manufacturer. This option only makes sense for short-term requirements.

It is always good to discuss finance options with car dealers and your bank before purchasing a car. Always analyze all the options before arriving at a decision. This way you are armed with the best options available to you based on your specific situation.

Article Source: http://EzineArticles.com/9954886

A New Car Break-In Technique

We live in a fast pace society and that includes technology development. Technology can be a great tool to make our lives much easier in many ways. However, with great technology comes great responsibility. It is easy for technology to consume your life. It is also easy to abuse and misuse the wonders of technology.

With this story, that is the case. Thieves caught on surveillance camera were recorded walking up to cars and yanking on the handles. Usually at this point you would see broken windows or pried open doors. In other words, there would usually be a lot of damage done. But, in this case the thieves seemed to use a compact device to electronically unlock the doors.

It is pretty easy to manipulate, according to tech experts, especially since most vehicles use a keyless method to unlock and lock their vehicles. It is easy to create something that manipulates the vehicle into thinking that the owner with the car remote is standing nearby, even when the are not.

This case took place in Sauk Village, IL, but it is not unheard of happening in other places. The victims losses included a jujitsu belt and some boxing gloves, estimated around $30. Fortunately, there was not anything extremely valuable to the victim in the vehicle. Again, the thieves left no evidence or damages besides the contents of the glove box being strewn across the passenger seat.

Although this new technique can be difficult to prevent, there are a few factors to keep in mind when trying to prevent theft. First, remember to avoid leaving anything valuable in your vehicle, especially when leaving it for the night. If you are running errands and must leave something in your vehicle, experts advise you leave it in the trunk or underneath a towel or blanket.

It also helps to install extra security systems and anti-theft devices in your car. It decrease your auto insurance cost and prevent the theft of any belongings. It also helps to add security systems around your home to expose criminals such as the surveillance footage did.

Another tip that may reduce the likelihood of a break in is parking your vehicle in a well-lit area. Most thieves will not target a vehicle that is in an area that has relatively bright lighting because it increases the likelihood of them getting caught.

It also helps to avoid parking in an otherwise empty area. This also makes your vehicle an easier target to thieves since less people will be around.

Remember, car break-ins are fairly common and now technology is making it even easier to unlock and get into vehicles. Always lock your vehicle when leaving it and again, never ever leave valuables such as money or electronics in your car.

Article Source: http://EzineArticles.com/10000964